Terms of Use
These terms govern your use of this website and, where applicable, the advisory services offered by Monverat Financial Consulting (Pty) Ltd. Please read them carefully before engaging with us.
Who we are
This website is operated by Monverat Financial Consulting (Pty) Ltd, a company registered in South Africa.
| Registered company name | Monverat Financial Consulting (Pty) Ltd |
| Company type | Private company, (Pty) Ltd |
| Registration number | 2018/347629/07 |
| VAT number | 4310285697 |
| Registering authority | CIPC Cape Town |
| Registered address | 12 Long Street, Gardens, 8001, Cape Town, South Africa |
| Phone | +27 21 456 7890 |
| info@monverat.pro |
Acceptance of these terms
By accessing or using this website, or by engaging Monverat for advisory services, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of the site and do not engage our services.
Nature of our services
Monverat provides wealth and financial advisory consulting to individuals, families and businesses. Content published on this website — including articles, methodology descriptions and general commentary — is provided for informational purposes only and does not constitute personalised financial, tax, legal or investment advice. Any formal advisory engagement is subject to a separate, signed mandate or letter of engagement setting out the specific scope, fees and terms applicable to that engagement, which shall prevail over these general terms in the event of any conflict.
Use of this website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this site by any third party. You must not attempt to gain unauthorised access to any part of the site, its servers, or any systems connected to it.
Intellectual property
All content on this website — including text, graphics, logos, the Monverat name and mark, and underlying design — is the property of Monverat Financial Consulting (Pty) Ltd or its licensors and is protected by South African and international intellectual property law. No content may be reproduced, distributed or used commercially without our prior written consent.
No warranty
While we take care to keep information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability or suitability of the content for any purpose. Market and regulatory conditions change, and general commentary may not reflect your specific circumstances.
Limitation of liability
To the fullest extent permitted by South African law, Monverat Financial Consulting (Pty) Ltd, its directors, employees and agents shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, this website, or from any reliance placed on general content published here. Nothing in these terms limits liability that cannot lawfully be excluded, including liability arising from gross negligence or wilful misconduct in the provision of a formally contracted advisory service.
Third-party links
This website may contain links to third-party websites for your convenience. We do not control and are not responsible for the content, privacy practices or availability of any linked third-party site.
Fees and consultations
Where you book a consultation or engage our advisory services, applicable fees, payment terms and cancellation conditions will be communicated and agreed in writing prior to commencement of work. Consumer rights under the Consumer Protection Act, 2008, apply where relevant to our dealings with you.
Changes to these terms
We may update these Terms of Use from time to time to reflect changes in our services or legal requirements. The version published on this page at the time of your visit governs your use of the site on that occasion. Please check back periodically for updates.
Governing law and jurisdiction
These Terms of Use are governed by the laws of South Africa. Any disputes arising from your use of this website or an advisory engagement with us shall be subject to the exclusive jurisdiction of the courts of South Africa, seated in Cape Town, subject to any statutory consumer or dispute-resolution rights you may hold.
Contact us
For questions about these Terms of Use, please contact Monverat Financial Consulting (Pty) Ltd at info@monverat.pro or +27 21 456 7890, or write to us at 12 Long Street, Gardens, 8001, Cape Town, South Africa.