The Monverat Method
A four-phase, documented process that we apply to every engagement, from a single review to a multi-year advisory relationship.
How every engagement runs
Position Audit
Every existing account, policy, entity and liability is mapped against its actual purpose, fee load and tax treatment before a single recommendation is made.
Scenario Modelling
We run at least two alternative paths for every major decision, with the assumptions behind each stated explicitly and stress-tested against a downturn.
Written Recommendation
Findings are delivered as a formal document, not a verbal summary — including the alternatives we considered and rejected, and why.
Implementation & Review
We coordinate directly with third parties to execute the plan, then set a fixed review cadence to keep it current as circumstances change.
Three things we won't compromise on
Fee-only, by design
We don't earn commission on products, which means the plan you receive isn't shaped by what pays us best — it's shaped by what fits your position.
Documentation over conversation
Verbal advice is easy to misremember and impossible to audit. Every Monverat recommendation exists as a written record you can return to, share with your accountant, or hold us to.
Independent of any single institution
We're not tied to one fund house, insurer or bank, so recommendations are made across the full market rather than a preferred shelf.
Every phase, in the room with you
The Monverat Method isn't a framework we describe after the fact — it's the actual sequence of meetings, documents and decisions you move through, start to finish.
- Named phases, named deliverables
- Assumptions stated, not implied
- A fixed review cadence, not an open-ended relationship
"We built Monverat around one idea: a client should never have to take our word for it. Every number, every assumption, every trade-off — written down, so it can be checked."
Founding Partner
Monverat Financial Consulting
See the method applied to your own position
Book a discovery call and we'll walk you through what phase one — the position audit — would actually surface for you.