• VAT 4310285697
  • CIPC Cape Town · Reg. 2018/347629/07
Legal

Cookie Policy

How Monverat uses cookies and similar technologies on monverat.pro, and how you can control them.

01

What cookies are

Cookies are small text files placed on your device when you visit a website. They allow a site to recognise your browser, remember preferences and gather information about how the site is used. This policy explains which cookies Monverat uses on monverat.pro, why we use them, and how you can manage your preferences at any time.

Last updated: 1 January 2026. This policy should be read alongside our Privacy Policy, which explains in more detail how we process personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA).

02

Categories of cookies we use

Your privacy matters. We use cookies to run this site smoothly and to understand how visitors use it. Cookies are grouped into the following categories, matching the choices available in our on-site cookie preference banner.

Essential cookies

Required for the site to function properly and cannot be switched off. These cookies enable core features such as page navigation, secure areas, form submission and remembering your cookie consent choices. They do not collect information used for marketing purposes and are typically set only in response to actions you take.

Legal basis: legitimate interest / strictly necessary

Analytics cookies

Help us understand how visitors interact with our site so we can improve it. Analytics cookies allow us to count visits, see which pages are most and least popular, and see how visitors move around the site. All information collected is aggregated and used solely to improve how our site functions.

Legal basis: consent

Marketing cookies

Used to deliver relevant offers and measure the effectiveness of our communications. These cookies may be set through our site by advertising partners and used to build a profile of your interests so that we can show relevant advisory content on other sites.

Legal basis: consent

03

Cookies used on this site

The table below summarises the main cookies set when you browse monverat.pro.

01

Consent preference cookie

Category: Essential. Purpose: stores your cookie preference choices so the banner does not reappear on every visit. Duration: 12 months.

02

Session cookie

Category: Essential. Purpose: maintains session state for form submissions and secure navigation while you browse. Duration: session (deleted on browser close).

03

Analytics identifier

Category: Analytics. Purpose: distinguishes unique visitors and records page views, referral source and time on site in aggregate form. Duration: up to 24 months. Only set with consent.

04

Marketing / retargeting cookie

Category: Marketing. Purpose: enables relevant advisory content to be shown to previous visitors on third-party platforms and measures the performance of our campaigns. Duration: up to 12 months. Only set with consent.

04

Managing your preferences

You are in control of which non-essential cookies are placed on your device.

  • Use the cookie preference banner shown when you first visit the site to accept all cookies or save a selection of only the categories you are comfortable with.
  • You can change your preferences at any time by clearing your browser's stored site data and revisiting monverat.pro, which will trigger the banner again.
  • Most web browsers also allow you to block or delete cookies through their settings menu. Please note that blocking essential cookies may affect the functionality of this site.
  • Where analytics or marketing cookies are provided by third parties, you may also be able to opt out directly through that provider's own preference tools.
05

Changes to this policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for other operational, legal or regulatory reasons. Any changes will be posted on this page with a revised "last updated" date.

06

Contact us

If you have questions about this Cookie Policy or how we use cookies, please contact us using the details below.

Monverat Financial Consulting (Pty) Ltd

12 Long Street, Gardens, Cape Town, 8001, South Africa

VAT 4310285697 · Reg. 2018/347629/07 · CIPC Cape Town

+27 21 456 7890

info@monverat.pro