Service 01
Ongoing plan
Financial planning
A comprehensive, living plan that connects your income, goals, tax and risk. We keep it current so it works as hard as you do.
Ask about this serviceWhat we do
Advice for every stage of your financial life
Whether you're starting out, building a business or planning your exit, we bring the same discipline: understand the goal, weigh the options, and give you a plan you can follow.
Our services in detail
Choose where you need us most
Most clients start with one area and grow the relationship from there.
Service 02
Portfolio review
Investment advice
Evidence-led portfolios matched to your timeline and risk tolerance, with a relentless focus on keeping fees and nasty surprises low.
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Service 03
Retirement model
Retirement planning
We model your retirement in rands so you know exactly what you'll have and how long it lasts — then help you close any gap.
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Service 04
Owner-managed
Business advisory
Cash-flow, structure, growth and succession planning for owner-managed businesses that want sharper financial decisions.
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Service 05
SARS aligned
Tax planning
Legal, sensible structuring aligned with SARS requirements, so more of what you earn keeps working toward your goals.
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Service 06
Cover & will
Estate & risk cover
The right cover and a properly drafted will, so your family is protected and your legacy passes on the way you intend.
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Independent by design
We're paid by you, not by the products we recommend
Every recommendation is judged on one thing: whether it moves you closer to your goal. Fees are agreed upfront, in plain language, before any work begins.
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How our services work in practice
Getting started
Can I combine several services?
Yes — most clients do. We coordinate planning, investment and tax so everything works together rather than pulling in different directions.
How do you decide what I need?
We start with a discovery meeting, understand your goals and constraints, then recommend only the services that genuinely move you forward.
How quickly can we start?
Usually within a week or two of your first consultation, once we've agreed on scope and fees.
Fees & ongoing service
What does an engagement cost?
Fees are agreed upfront in plain terms — a flat fee or transparent percentage depending on the work. No hidden costs, ever.
Do you review things after the plan is done?
Yes. We review at least annually and whenever life changes, so your plan never goes stale.
Can you work alongside my accountant?
Definitely. We collaborate with your existing professionals to keep your affairs joined up.
Not sure where to start? That's normal.
Tell us what's on your mind and we'll point you to the right first step — no pressure, no obligation.